Job Description

Details: Minimum 2 years of experience in credit underwriting, preferably in the vehicle finance industry. Job Location: Across India Qualification: Bachelor's degree in finance, accounting, business administration or related field. Skills: Strong understanding of credit risk assessment methodologies and underwriting principles. Effective communication skills, both verbal and written. Job description: Evaluating credit proposals covering financial and business risk. Credit underwriting and CAM preparation of Commercial vehicle, Passenger vehicle, Farm and Construction equipment, and other loan products as per Policy. Evaluation of financial statements and ratio analysis for borrower & business profile. Document and KYC verification, PDD tracking, and closure as per Norms. Preparation of viability report for vehicles. Coordinating in the entire disbursement process for Sanction of loans as per requirement and credit history. Ensuring compliance with company policies and regulations. Monitoring loan portfolio performance and identifying risks. Applying credit scoring models and underwriting guidelines. Collaborating with sales and operations teams. Staying updated on industry trends and changes.

More Info

Education