Job Description

QRight Solutions is looking for US Residential Mortgage Underwriters ” for a US BPO at Chennai. Please share the profiles to career@qright.in Title – Analyst / Sr Analyst / SME (10 positions) Exp – Any degree with 1 - 10 years UW exp. Pay - upto 9 LPA (based on evaluation) Responsibilities: Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appraisal reports. Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals & alternative value products for conformity & assess accuracy of the property valuation. Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines. Identify potential risks and assess the overall risk level of the loan.

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